Classifications of credit cardholder behavior by using fuzzy linear programming
He, J; Liu, XT; Shi, Y; Xu, WX; Yan, N
发表期刊INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING
关键词Data Mining Classification Fuzzy Linear Programming Satisfying Solution Credit Card Bankruptcy
摘要Behavior analysis of credit cardholders is one of the main research topics in credit card portfolio management. Usually, the cardholder's behavior, especially bankruptcy, is measured by a score of aggregate attributes that describe cardholder's spending history. In real-life practice, statistics and neural networks are the major players to calculate such a score system for prediction. Recently, various multiple linear programming-based classification methods have been promoted for analyzing credit cardholders' behaviors. As a continuation of this research direction, this paper proposes a heuristic classification method by using the fuzzy linear programming (FLP) to discover the bankruptcy patterns of credit cardholders. Instead of identifying a compromise solution for the separation of credit cardholder behaviors, this approach classifies the credit cardholder behaviors by seeking a fuzzy (satisfying) solution obtained from a fuzzy linear program.In this paper, a real-life credit database from a major US bank is used for empirical study which is compared with the results of known multiple linear programming approaches.
2004
卷号3期号:4页码:18,633-650
ISSN0219-6220
学科领域Computer Science ; Artificial Intelligence ; Information Systems ; Interdisciplinary Applications ; Computer Science ; Computer Science ; Operations Research & Management Science
收录类别SCI
语种英语
WOS记录号WOS:000225842700008
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被引频次:43[WOS]   [WOS记录]     [WOS相关记录]
文献类型期刊论文
条目标识符http://ir.casisd.cn/handle/190111/5055
专题中国科学院科技政策与管理科学研究所(1985年6月-2015年12月)
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He, J,Liu, XT,Shi, Y,et al. Classifications of credit cardholder behavior by using fuzzy linear programming[J]. INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING,2004,3(4):18,633-650.
APA He, J,Liu, XT,Shi, Y,Xu, WX,&Yan, N.(2004).Classifications of credit cardholder behavior by using fuzzy linear programming.INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING,3(4),18,633-650.
MLA He, J,et al."Classifications of credit cardholder behavior by using fuzzy linear programming".INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING 3.4(2004):18,633-650.
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